For the first time ever, the Australian banking regulator has announced it will impose new debt-to-income limits on housing loans made by banks.Such limits are a common tool used by regulators in…
For the first time ever, the Australian banking regulator has announced it will impose new debt-to-income limits on housing loans made by banks.Such limits are a common tool used by regulators in…
What is a bridging loan?A bridging loan, or bridging finance, is a short-term loan that can help you finance the purchase of a new property while you sell your current property. Most people sell…
How to keep your super safeThe Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch…
Ways of contributing to your spouse's superThere are 2 ways of contributing to your spouse's super:You may be able to split contributions you have already made to your own super, by rolling them…
Older Australians can access both government-funded and private aged care services, each with different costs, eligibility rules and flexibility. Understanding the differences between these options…
If you’re a sole trader or running a micro business, chances are you’ve thought to yourself: ‘I’ll sort out super later. Right now I’ve got a business to build’. If this sounds familiar, you’re not…
‘Rentvesting’ promises a foot on the property ladder, but watch your step.As home ownership moves further out of reach for many Australians, “rentvesting” is being touted as a lifesaver.Rentvesting…
How to develop an estate planning strategy to deal with your assets in the event of your death.Estate planning involves developing a strategy to deal with your assets after you die – the legal…
Millions of Australians hold multiple super accounts — and it could be costing themVanguard’s late founder, John C. Bogle, was known for championing the importance of reducing investment costs….
Planning to retire means considering the steps and decisions needed to get you to where you want to be. Think ahead to the kind of life you want to live and how you will support yourself when…
About SMSF investment restrictionsSMSFs are complex, here we have outlined some of the restrictions to help you before you make any decisions on self-managed super fund (SMSF) investment. You must…